Saturday, December 16th

(815) 987-4550

Meet Our Team

Home About Us Meet Our Team

At Northwest Bank, we think it’s important that you know who you’re working with. Take a moment to browse through our Team and Board of Directors to put a face with the name when you come in to see us.

  • Rockton Avenue Office

  • Thomas R. Walsh

    Thomas R. Walsh

    President & CEO

    Location: Rockton Avenue Office Division: Executive Committee Phone: (815) 987-4550 Get in touch with me

    As Northwest Bank’s President and CEO, Tom Walsh is responsible for leading the bank, making sure its strategic plan is implemented successfully and reporting to the bank’s Board of Directors about the bank’s financial performance, risk management and staff development. Tom also takes great pride in representing the bank to local businesses and in the Greater Rockford Community.

    With his wife Karen, Tom has three adult children-- Austin, Tyler and Hewitt-- and a dog named Max. He is actively involved in several local causes, including serving as Chairman of the Board of Trustees for SwedishAmerican Health System, as well as several other community non-profits and organizations across northern Illinois. He is a fan of the Green Bay Packers, but splits his loyalty between Big Ten Conference teams when he cheers for the Wisconsin Badgers and Michigan Wolverines since he attended both the University of Wisconsin and University of Michigan. 

  • Cindy Dunaway

    Cindy Dunaway

    Senior Vice President, Chief Administrative Officer

    Location: Rockton Avenue Office Division: Executive Committee Phone: (815) 987-4550 Get in touch with me

    Cindy Dunaway brings more than 35 years of banking experience to the Northwest Bank Team.  As Chief Administrative Officer, Cindy oversees Human Resource Management, Training, and Facilities. Cindy is also the secretary for the Northwest Bank Board of Directors.

    Cindy and her husband, Craig, have been married for over 35 years. They have one daughter, a son-in-law and granddaughter. Volunteering is very important to Cindy, and she has served on South Beloit CUSD #320 Board of Education since 2006, in addition to volunteering at numerous bank-sponsored events. Cindy and her husband compete in barbeque competitions on the Kansas City Barbeque Society circuit.

  • Therese Matzelle

    Therese Matzelle

    Chief Financial Officer

    Location: Rockton Avenue Office Division: Executive Committee Phone: (815) 987-4550 Get in touch with me

    A member of the Northwest Bank since 2011, Therese Matzelle serves as the bank’s Chief Financial Officer. In that role, she is responsible for providing leadership for a variety of areas at Northwest Bank, including finance, accounting, compliance and operations. Therese is a graduate of Northern Illinois University, where she received her Bachelor of Science in Accountancy.

    Therese has worked in community banking for 25 years, including 3 years of public accounting at Crowe Chizek (now Crowe Horwath, LLP) auditing banks and financial institutions in their Financial Institutions Specialty Group.  Therese enjoys volunteering at Habitat for Humanity, where she spent an entire summer building a home for a deserving family in Marengo, Illinois.

  • David Norton

    David Norton

    Senior Vice President, Chief Credit Officer

    Location: Rockton Avenue Office Division: Executive Committee Phone: (815) 489-1938 Get in touch with me

    David Norton joined Northwest Bank in 2009 and currently serves as Chief Credit Officer. In that role, David oversees bank-wide credit risk management and develops the bank’s lending policies and procedures. David also manages the bank’s credit risk program and special asset resolution processes, which makes sure the bank’s loan portfolio is well-maintained and responsibly managed.

    David is very active with charitable causes, not only in the Rockford Area, but across the northern Illinois area. He has served on numerous boards and committees, including causes for the United Way of America, the American Cancer Society, the Boys & Girls Club of Rockford and the American Institute of Banking.

  • Angela M Timm

    Angela M Timm

    Branch Leader

    NMLS# 654289

    Location: Rockton Avenue Office Division: Personal Banking Phone: (815) 489-1719 Get in touch with me

    Angela Timm loves being the go-to person for customers searching for the personal banking services that best fit their unique needs. Whether it’s opening a savings account for your child or helping you find the money you need to make home improvements, Angela is ready to help. She always knew she wanted to go into banking, and has been part of the Northwest Bank team since 2010.

    When she’s away from the office, Angela loves spending time with her husband, Justin, and their 1-year-old daughter, Taylor. Angela is active in Habitat for Humanity and the Rockford Rescue Mission, and you may be able to catch her hunting for a deal around Rockford while she pursues her favorite sport, shopping.

  • Loves Park Office

  • Natalya Molencupp

    Natalya Molencupp

    Branch Leader

    NMLS# 1437184

    Location: Loves Park Office Division: Personal Banking Phone: (815) 877-0110 Get in touch with me

    Since joining the Northwest Bank Team in 2010, Natalya Molencupp has held a variety of positions, most recently as Branch Leader for our Loves Park location.  Making Customers happy is what Natalya enjoys doing, and she works with her Team to make sure Customers know about the tailored products available as a solution for their personal banking needs.  Natalya also manages individual retirement accounts (IRAs) for the bank.  She volunteers as treasurer for the condo association where she lives with her husband and their son.  Their favorite family activity is traveling west together to go hiking or snowboarding. While not a die-hard fan, Natalya married into a St. Louis Cardinals family, and has enjoyed attending several games.

  • Phelps Avenue Office

  • Artice Kudalis

    Artice Kudalis

    Assistant Vice President, Branch Leader & Pinnacle Plus Club Leader

    NMLS# 654302

    Location: Phelps Avenue Office Division: Personal Banking Phone: (815) 847-5001 Get in touch with me

    Artice Kudalis joined the Northwest Bank team in 2010, and has been providing our Customers with the best possible banking experience ever since. Her wealth of experience comes from 30 years of banking experience, including branch and project management responsibilities. As a leader for the bank’s Retail Team, she is responsible for developing relationships with the bank’s Customers with a focus on a warm and friendly customer service experience by helping them find the right solution for their banking needs.

    Artice and her husband, John, have five children and seven grandchildren that they love to nurture and, at times, spoil. Artice also actively supports organizations sponsored by Northwest Bank. On weekends, she loves spending time with her family, boating, decorating, cooking and cheering for the Iowa Hawkeyes.

  • Machesney Park Office

  • Linda Heckert

    Linda Heckert

    Senior Vice President, Director of Business Banking

    NMLS# 1159332

    Location: Machesney Park Office Division: Business Banking Phone: (815) 489-1929 Get in touch with me

    Linda Heckert became part of the Northwest Bank Team in 2009. In her current role, her responsibilities include providing leadership for the bank’s Business Banking and Retail Teams by leading sales processes and working to create a strong Customer service experience.

    Away from the office, Linda is dedicated to making Rockford a better place to live and work. She has held leading roles in funding and alignment for Transform Rockford, as well as serving in leadership roles for several non-profit community organizations.

  • Sheryl Haberle

    Sheryl Haberle

    Assistant Vice President, Cash Management Leader, Sales Associate Leader

    NMLS# 1049379

    Location: Machesney Park Office Division: Business Banking Phone: (815) 489-1920 Get in touch with me

    Sheryl Haberle has been part of the Northwest Bank Team since 2001. In her current role, she is responsible for overseeing the bank’s cash management services and assist our business Customers in tailoring financial strategies to help take their business to the next level.

    Sheryl enjoys spending time with her family and her dog. When it comes to sports, she cheers for teams from Wisconsin, especially the Green Bay Packers and the Milwaukee Brewers.

  • Kent Kohlbacher

    Kent Kohlbacher

    Senior Vice President

    NMLS# 1159333

    Location: Machesney Park Office Division: Business Banking Phone: (815) 489-1936 Get in touch with me

    A member of the Northwest Bank Team since 2012, Kent Kohlbacher takes pride in the hands-on approach Northwest Bank takes in helping local business Customers. Kent works to build and maintain relationships with high-quality, local companies and their management teams, creating a positive experience that will help Northwest Bank continue to develop new relationships through referrals.

    A self-described avid golfer, Kent loves taking in the outdoor recreation opportunities and amenities that Rockford offers. That love of local recreation led Kent to join the Rockford Park District Foundation Board. Kent enjoys cheering for the Chicago Bulls and Chicago Bears.

  • Sheryl Dykema

    Sheryl Dykema

    Business Sales Associate

    NMLS# 1159331

    Location: Machesney Park Office Division: Business Banking Phone: (815) 489-1935 Get in touch with me

    Sheryl works closely with Kent Kohlbacher to make sure the needs of business Customers are met. Her duties include focusing on loan and deposit growth, online support and performing everyday transaction activities. Her favorite part of her job is building relationships with Northwest Bank’s business Customers to help the bank continue to grow.

    Sheryl is married to her high school sweetheart, Dennis. During the summer, she and Dennis enjoy traveling and attending car shows. Outside the office, she enjoys volunteering for Habitat for Humanity and cheering for the Chicago Cubs and Chicago Blackhawks.

  • Angela Smith

    Angela Smith

    Business Sales Associate

    NMLS# 1052798

    Location: Machesney Park Office Division: Business Banking Phone: (815) 986-4912 Get in touch with me

    Angela Smith joined the Northwest Bank Team in 2014. As part of her duties as a Business Sales Associate, Angela works to provide support to other members of the Business Banking Team, performing duties that include collecting important information from clients and handling day-to-day operations for business Customers.

    Angela loves to spend time outdoors, especially when she can spend time with her husband, Wes, her two children, Aubrie and Parker, and the family dog, Remy. She plays softball and volleyball, coaches local cheerleading teams and is actively involved at her childrens’ school, where she loves to volunteer in their favorite activities.

  • J.T. Quillen

    J.T. Quillen

    Vice President of Retail Banking

    NMLS# 654299

    Location: Machesney Park Office Division: Personal Banking Phone: (815) 489-1717 Get in touch with me

    J.T. has been a Team Member at Northwest Bank since 1998.  His experience includes Consumer, Commercial and Mortgage lending.  In his current role, J.T. provides leadership for the Retail Banking Team at all four bank locations.  J.T. is a 2003 graduate of Rockford University, where he received his Bachelor of Science in Business Administration.

    J.T. is involved in several local charities, including Share Fest, Project 1013 and the Northern Illinois Food Bank. He also serves as Treasurer on the Board of Directors for two non-profit organizations.  He and his wife, Rhey-Ann, have two daughters, Layla and Kira. J.T. also enjoys cheering for the Chicago Bears and the Chicago Bulls.

  • Craig Carlson

    Craig Carlson

    Senior Vice President - Senior Relationship Manager

    NMLS# 1159334

    Location: Machesney Park Office Division: Business Banking Phone: (815) 489-1921 Get in touch with me

    Craig Carlson, Senior Relationship Manager, works with local business owners to provide a consultative approach that offers unique and optimal solutions for their business banking needs. Craig handles all types of business credit, including real estate and equipment loans, working capital lines of credit, and SBA loans. He also has a variety of cash management and deposit product solutions that provide efficiency and convenience.

    Craig is married to Lynn, a Registered Nurse, and has 2 daughters, Cassie, also a Registered Nurse, and Allie, who is studying nursing. Craig is active in the community as a member of The Literacy Council and Parks Chamber Board of Directors, as a mentor in the Black Male Initiative through the United Way, and through his volunteer work with the YMCA Strong Kids Campaign. A lover of music, Craig has written and recorded two CDs in recent years.

  • Rob Gillette

    Rob Gillette

    Vice President, Relationship Manager


    Location: Machesney Park Office Division: Business Banking Phone: (815) 986-4917 Get in touch with me

    Rob Gillette joined the Business Banking team at Northwest Bank in April of 2016 as Vice President, Relationship Manager.  Rob has more than 20 years of banking experience, including working with commercial customers in the Northern Illinois area for more than  15 years.  He has developed great relationships with his customers by working to ensure that their needs are being met and ultimately that their business is successful.  His experience with Equipment Loans, Lines of Credit, Small Business Administration and Commercial Real Estate are a great addition to the Northwest Bank team.

    Rob is a life-long Rockford area resident.  He volunteers for several local organizations including the Stateline Chamber Board, Stateline Chamber Ambassador, Stateline Chamber Golf Play Day Committee, and he is a baseball coach at  the Rockford Boys and Girls Club.  He and his wife are the parents of one son, and share their home with their dog Millie.  When he is not coaching his son in baseball and basketball, working in the yard, or spending time with his family, Rob is cheering on the Chicago Cubs, Chicago Bears, Chicago Blackhawks and the University of Notre Dame.

  • Northwest Bank Mortgage

  • Amy Bruscato

    Amy Bruscato

    Vice President, Mortgage Banking Leader

    NMLS# 299280

    Location: Northwest Bank Mortgage Division: Mortgage Banking Phone: (815) 713-2205 Get in touch with me

    As Vice President of Mortgage Banking, Amy Bruscato leads Northwest Bank’s Mortgage Team to ensure Customers receive the best possible experience. Amy works with our Customers on home purchases, home refinancing, and home improvements. She also ensures the bank’s Team has the necessary resources to serve Customers, while supporting other divisions within Northwest Bank.

    Amy is a graduate of Boylan High School and attended Loras College where she earned a Bachelor of Arts in Communication. She enjoys spending time with her husband, Joe, and their blended family of four. On weekends, she likes to travel to Galena, Illinois or attend a Cubs game in Chicago.

  • Pam DeSanti

    Pam DeSanti

    Assistant Vice President, Mortgage Banking

    NMLS# 654288

    Location: Northwest Bank Mortgage Division: Mortgage Banking Phone: (815) 986-4932 Get in touch with me

    As Assistant Vice President of Mortgage Banking, Pam DeSanti helps oversee all aspects of Northwest Bank’s mortgage banking services. She works with Customers on purchases, refinancing and home improvements while also generating referrals for other bank products and supporting bank-wide initiatives to help develop new relationships for Northwest Bank.

    With her husband Dave, Pam has a blended family of five children and three grandchildren. Her favorite pastimes include spending time with her family-- especially while attending country music festivals or going to the beach and boating.  Traveling with family and friends to beach locations or sporting events is also a favorite for her.  She loves volunteering to support charitable causes throughout the Rockford area, including the Northwest Bank C.O.A.T. committee activities and Bank sponsored events; Rockford Area Realtors, YPN and Home Builders Association of Rockford.

  • Kristie Sullivan

    Kristie Sullivan

    Mortgage Originator

    NMLS# 220844

    Location: Northwest Bank Mortgage Division: Mortgage Banking Phone: (815) 713-2206 Get in touch with me

    Kristie Sullivan joined the Northwest Bank Team in 2012 and is a 1994 graduate of Loras College in Dubuque, Iowa. Kristie’s favorite part about her job as a mortgage originator is helping make a Customer’s home ownership dream come true by finding a financing solution that will best meet their needs.

    Kristie and her husband, Ryan, love animals. At home, they have a cat named Prince, a dog named Sergio and full family of fish.

  • Dee Valentino

    Dee Valentino

    Mortgage Originator

    NMLS# 272827

    Location: Northwest Bank Mortgage Division: Mortgage Banking Phone: (815) 986-4940 Get in touch with me

    Dee Valentino moved to Rockford in 2013 with her “Brady Bunch” family:  Husband Dan and six children – two girls and four boys. Dee’s household includes three generations:  her parents and assorted kids.  Dee’s love for cooking ensures there is no shortage of good meals at her house!
    Dee started in the mortgage industry in 2000 as an originator. She expanded her skills to include Junior Underwriter, closing/funding manager for a title company, account executive for a wholesale lender, and corporate trainer for renovation loans, and is licensed by the State of Illinois to teach continuing education to Realtors.  Renovation loans are her specialty, because she loves helping someone take a distressed house and make it into the home of their dreams.  Away from work, Dee mentors two children each week through the United Way “I Read” program. She is Vice Chair of the Coronado Haskell Neighborhood Watch, and a member of the Neighborhood Organizing Committee in the Coronado Haskell area. She is also a member of RAAR’s RPAC committee. When she is not volunteering, this true “Northside” girl is cheering on the Bears and Cubs.

  • David Zegunis

    David Zegunis

    Mortgage Originator

    NMLS# 227860

    Location: Northwest Bank Mortgage Division: Mortgage Banking Phone: (815) 986-4934 Get in touch with me

    David Zegunis joined the Northwest Bank Team in 2014 and is a hometown boy who was born and raised in Rockford. David’s primary responsibility is helping Customers find a financing solution for their dream home. He’s been a mortgage originator since 2000, and enjoys the diversity of Customers, each with their own unique dream.  

    The youngest of four children, David is very close to his family, many of whom live in the Rockford area. He loves to golf, fish, grill, travel and cheer for his favorite teams: the Pittsburgh Pirates, the Pittsburgh Steelers, the Chicago Bulls and the Chicago Blackhawks.