Mortgage Loans
Mortgage Solutions Made for You
Your Home. Your Journey. Supported by Local Lenders.
Buying a home is one of the biggest milestones in life—and having the right mortgage partner by your side makes all the difference. At Northwest Bank of Rockford, our dedicated lending team is here to guide you every step of the way, from your first tour to the day you receive your keys.
With strong community roots and decades of combined expertise, we provide more than just mortgage financing. We deliver trusted guidance, competitive loan options, and personalized support—so you can move forward with confidence in the place you’ll call home.
Our Tailored Loan Solutions
| Loan Option | What You Need to Know |
|---|---|
| Conventional Loans (Fixed or Adjustable Rate) | A popular choice for qualified buyers. Offers predictable payments with fixed rates or flexibility with adjustable options. |
| Construction Loans | Financing for new home builds or major renovations. Interest-only payments during construction with options to convert to permanent financing. |
| Government Loan Programs | Includes options like IHDA (Illinois Housing Development Authority), Down Payment Plus (DPP), and other grant programs that help make homeownership more accessible with down payment or closing cost support. |