Checking Accounts

Checking Accounts Designed Around You

At Northwest Bank, we believe checking should work the way you live. Our personal checking accounts are designed to make managing your money simple, convenient, and stress-free—whether you’re paying bills, budgeting for the month, or planning ahead.

With flexible account options, modern digital tools, and the support of a local bank that knows you by name, you’ll have everything you need to handle life’s everyday moments with ease.

Every checking account includes:

Online & Mobile Banking – Access your accounts anytime, anywhere
Bill Pay – Stay on top of payments with one secure platform
Mobile Deposit – Snap, send, and deposit checks instantly
eStatements – Go paperless and stay organized
MasterCard® Debit Card – Convenient spending in stores, online, or at ATMs

Stop by or call today—we’ll help you choose the checking account that’s the perfect fit for your lifestyle.

Product Name	Best For	Min. Balance Requirement	Earns Interest	Monthly Fees	ATM Benefits	Special Features
Foresight Classic Checking	Individuals seeking basic checking	No	No	Paper statement fee if not enrolled in eStatements	No	$100 min. Opening Deposit Overdraft Privilege Program eligible
Foresight Protect Checking	Customers wanting identity protection	No	No	Monthly Maintenance fee applies Paper statement fee if not enrolled in eStatements	ATM refunds*	$100 min. Opening Deposit Overdraft Privilege Program eligible IDProtect® Services
Foresight Interest Checking	Customers who maintain higher balances and want interest	$1000	Yes	Monthly Maintenance fee if minimum balance requirement is not met. Paper statement fee if not enrolled in eStatements	ATM refunds*	$100 min. Opening Deposit Overdraft Privilege Program eligible
Foresight Health	Customers with health-related spending needs	$100	Yes	Monthly Maintenance fee if minimum balance requirement is not met. Paper statement fee if not enrolled in eStatements	No	$100 min. Opening Deposit Health Savings Account must be combined with a High-Deductible Healthcare Plan.
Foresight Prestige**	Customers age 50+ who are looking for premium benefits.	$1000	Yes	Monthly Maintenance fee if minimum balance requirement is not met.	ATM refunds*	$100 min. Opening Deposit Overdraft Privilege Program eligible Free checks Free cashiers checks Free seminars 50% off safe deposit box Exclusive Travel Options
Foresight Prestige Protect**	Customers age 50+ who are looking for premium benefits with added security services.	$1000	Yes	Monthly Maintenance fee if minimum balance requirement is not met. Monthly Maintenance fee applies	ATM refunds*	$100 min. Opening Deposit Overdraft Privilege Program eligible Free checks Free cashiers checks Free seminars 50% off safe deposit box Exclusive Travel Options IDProtect® Services

*ATM refunds up to $20 per statement cycle.

**Customer must have a minimum of $25,000 in deposit accounts (checking, savings and CDs – any combination) to qualify. ATM refunds up to $20 per statement cycle.

¹Some benefits require registration/activation. IDProtect is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. Service is not available to a “signer” on the account who is not an account owner. Family includes: Spouse, person qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household.

Checking Accounts