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Monday, December 4th

Giveaway Official Rules

Home Giveaway Official Rules

Official Rules for Northwest Bank’s Holiday Giveaway


Sponsor: The Holiday Giveaway (“Giveaway”) is sponsored and administered by Northwest Bank of Rockford, 3106 N. Rockton Ave, Rockford, IL 61103 (“Sponsor”). The Sponsor is responsible for all aspects of the Giveaway.

Entry Period: Entry submissions for the Holiday Giveaway will begin on Monday, November 13th, at 7 a.m. Central Time (CT) and end Sunday, November 26th, 2023 at 7 p.m. CT (“Entry Period”).

Giveaway gift is an item or items from the requestor’s Christmas List up to $300.00.

How to Enter: You do not need to be a customer of Northwest Bank to enter the Giveaway. To enter the Giveaway, fill out the form on the web page or at any Northwest Bank location by the close of the Entry Period. One entry per household. Entrants may enter only by using the entry method described in these rules. Entries will not be judged or scored. An Incomplete entry may be disqualified. By participating, entrants agree to abide by and be bound by these Official Rules, which shall be final and binding in all respects, including without limitation, decisions regarding eligibility, winners and the interpretation of terms used in these Official Rules. The information you provide will only be used for this promotion.

Eligibility: The Giveaway is only open to legal residents of the United States who are at least 18 years old at the time of entry. Entries are limited to individuals only; commercial enterprises and business entities are not eligible. Employees, Officers, Directors, and representatives of the Sponsor and any of its affiliates, immediate family members of the aforementioned (spouse and children) and those living in the same household of each or any of the foregoing are not eligible to participate. An individual may win a Northwest Bank of Rockford sponsored Contest or Giveaway only once per calendar year unless otherwise specifically stated. Winning a prize is contingent upon fulfilling all guidelines, restrictions, and requirements set forth herein. Void in Puerto Rico, the U.S. Virgin Islands, U.S. Military installations in foreign countries, and where prohibited or restricted by law.

Entry Guidelines: Each entry must comply with the Entry Guidelines listed below. If the Sponsor determines, in its sole and absolute discretion, that an entry violates the Official Rules or the Entry Guidelines, the entry will be disqualified and will not be eligible to win a prize.  

  • The entry must be in text format
  • The entry must be in English
  • The entry must be entrant’s original work
  • The entry MUST NOT, in the sole and absolute discretion of the Sponsor:
    • Contain material that violates or infringes another’s rights, including, but not limited to, privacy, publicity, or intellectual property rights (including, without limitation, trademark or copyright infringement)
    • Disparage the Sponsor or any other person or party affiliated with the promotion and administration of the Giveaway
    • Contain company names, product names, brand names, or trademarks other than those of the Sponsor, which entrant has limited license to use exclusively for the purpose of incorporation into his/her entry for the Giveaway
    • Contain text that is inappropriate, indecent, obscene, hateful, tortuous, defamatory, slanderous, or libelous
    • Contain text that promotes bigotry, racism, hatred or harm against any group or individual or promotes discrimination based on race, gender, religion, nationality, disability, sexual orientation or age
    • Contain material that is unlawful, in violation of or contrary to the laws or regulations in any jurisdiction where the entry is created
    • Contain language with which the Sponsor does not want to be associated

All submitted entries must be received by the close of the Entry Period. The Sponsor reserves the right, in its sole discretion, to void any and all entries of an entrant who submits more than the stated maximum limit of entries by using multiple/different email addresses, identities, registrations, and logins, or any other methods, or who the Sponsor believes has attempted to tamper with, influence, or impair the administration, security, fairness, or proper play of the Giveaway. The Sponsor may reject any submitted entry that it determines, in its sole and absolute discretion, fails to meet any of the eligibility, other requirements or Entry Guidelines contained herein. The Sponsor is not responsible for lost, late, incorrect, incomplete, invalid, unintelligible, or misdirected entries, which will be disqualified. Proof of sending or submission will not be deemed proof of receipt by Sponsor. Use of any automated system to submit entries is prohibited and will result in disqualification of all such entries as well as the entrant.

Conditions of Entry: By entering the Giveaway, entrants agree to be bound by these Official Rules and to the use by the Sponsor and its designees of their names, cities, and states of residence and images/likeness for advertising and promotional purposes for this and similar promotions, worldwide, and in perpetuity. In any and all forms of media, now known or hereafter devised (including and without limitation, the Internet) without additional compensation, notification or permission, except where prohibited by law. By entering the Giveaway, entrants agree that each entry becomes the property of the Sponsor and will not be acknowledged or returned, and that the Sponsor may use such entry for any proper purpose. Any personally identifiable information collected during an entrant’s participation in the Giveaway will be collected by the Sponsor and used by the Sponsor, its affiliates, agents, and marketers for purposes of the proper administration and fulfillment of the Giveaway as described in these Official Rules and in accordance with the Sponsor’s Privacy Policy as stated at under Disclosures and Notices.

Social Media Policy: This promotion is in no way sponsored, endorsed or administered by, or associated with, Facebook.

Prize and odds of winning: Five participants will be randomly selected to win Giveaway gift(s), which is an item or items from the requestor's submitted Christmas List after the close of the Entry Period. The approximate retail value of the prizes is up to $300.00 per winner. Prizes are not exchangeable, transferable, or redeemable for cash and have no implied warranties. There are no substitutions, barters, transfers, or assignments of prizes permitted unless specified by the Sponsor. The Sponsor reserves the right, in its sole discretion, to substitute any prize package with another prize of equal or greater value. If this item is lost, stolen, or damaged, it will not be replaced. Odds of winning depend on the total number of eligible entries. If a winner is unable to accept the prize, the Sponsor shall have no further obligation to the winner. The winner will be determined based on random selection. The clock of the social medium on which the Giveaway is posted will be the official timekeeping device for the Giveaway. All taxes, if applicable, are the sole responsibility of the winner. Prizes are awarded “as is, where is,” without warranty of any kind, express or implied, including, without limitation, any warranty of merchantability or suitability for a particular purpose.

Winner notification: The winner will be notified after the close of the Entry Period. The winner will be notified by email, telephone, USS mail, or other delivery service of the Sponsor’s choice. Prize winners may be required to sign an Affidavit of Eligibility and Liability/Publicity Release and return the Affidavit within 14 days after the announcement of the winner. If a selected winner is ineligible, declines the prize, or if Sponsor if unable to make contact with a selected winner after seven (7) calendar days, the prize shall be forfeited and will be awarded to an alternate winner selected by another randomized selection from all remaining eligible entries. Winners may be required to show proof of identification. Unless otherwise specified, all prizes will be picked up at Northwest Bank of Rockford’s Peak Drive location (4402 Peak Drive, Loves Park, IL 61111) during regular business hours. If mailed, the Sponsor is not responsible for the delay in delivery, theft, or any prizes lost in the mail. If mailed, the winner is not responsible for any mailing or shipping costs. The winner will have seven (7) days from the date of successful contact to claim his/her prize.

Limitation of liability: The Giveaway is subject to all applicable federal, state and local laws. By participating in the Giveaway, entrants agree that the Sponsor and its designees and assigns and all of their respective Officers, Directors, employees, representatives, and agents shall have no liability and entrant will indemnify, defend and hold these parties harmless from any liability, loss, injury, or damage to entrant themselves or any other person or entity, including personal injury, death, or damage to personal or real property, to entrant or any other person or entity due in whole or in part, directly or indirectly, by reason of the acceptance, possession, use, or misuse of the prize (including any prize activity or travel related thereto) or participation in this Giveaway.

The Sponsor assumes no responsibility for any error, omission, interruption, deletion, defect, or delay in operation or transmission; communications line failure, theft or destruction of or unauthorized access to entries or entry forms; or alteration of entries or entry forms. Sponsor is not responsible for any problems with or technical malfunction of any telephone or network lines, computer online systems, servers or providers, computer equipment, software, or failure of any email or mailed-in entry to be received on account of technical problems or traffic congestion on the Internet or at any website related to or resulting from participation in the Giveaway.

In the event computer viruses, bugs, tampering, fraud, technical failures, unauthorized human intervention, acts of God, acts or regulations of any governmental or supra-national authority, war, national emergency, accident, fire, riot, strikes, lock-outs, industrial disputes, acts of terrorism, or other matters beyond the Sponsor’s reasonable control corrupt, prevent, or impair the administration, security, fairness, or proper play of the Giveaway so that it cannot be conducted as originally planned, the Sponsor has the right to cancel, terminate, modify, or suspend the Giveaway, and in such event, to select winners by random drawing from among all eligible entries received up to such time of cancelation, termination, or suspension.

The Sponsor reserves the right, in its sole discretion, to disqualify any individual who tampers with the entry process or the operation of the Giveaway or is determined to be acting in violation of these Official Rules or in a disruptive manner. The Sponsor is not responsible for typographical or other errors in the offer or administration of any Giveaway, including, but not limited to, errors in the advertising. Official Rules, selection and announcement of the winner, or in any Giveaway-related advertisements or other materials, or other problems or errors of any kind whether computer, network, mechanical, human, electronic, typographical, printing, or otherwise relating to or in connection with the Giveaway, including, without limitation, errors or problems which may occur in connection with the administration of the Giveaway, in the processing of entries, in the selection or announcement of winners, or in the awarding of prizes. The Sponsor’s failure to enforce any term of these Official Rules shall not constitute a waiver of that provision.

The Sponsor is not responsible for any damage to the entrant’s system, which is occasioned by participating in this Giveaway or by downloading any information necessary to participate in the promotion. The Sponsor also is not responsible for incorrect or inaccurate entry information, whether caused by Internet users or by any of the equipment or programming associated with or utilized in the Giveaway or by any technical or human error, which may occur in the processing of entries in the Giveaway.


Disputes: In the event of a dispute regarding the identity of an individual who actually submitted an online entry, the entry will be deemed submitted by driver's license. By entering the Giveaway, entrants agree that any and all disputes, claims, and causes of action arising out of or connected with the Giveaway, or any prizes awarded, shall be resolved individually, without resort to any form of class action; any and all claims, judgments and awards shall be limited to actual of-out-pocket costs incurred, including costs associated with entering the Giveaway, but in no event attorneys’ fees; and under no circumstances will any entrant be permitted to obtain any award for, and entrant hereby waives all rights to claim punitive, incidental, or consequential damages and any and all rights to have damages multiplied or otherwise increased and any other damages, other than for actual out-of-pocket expenses, and any and all rights to have damages multiplied or otherwise increased. All issues and questions concerning the construction, validity, interpretation, and enforceability of these Official Rules, or the rights and obligations of the entrants and the Sponsor in connection with the Giveaway, shall be governed by, and construed in accordance with the laws of the State of Illinois. Any legal proceedings arising out of this Giveaway or relating to these Official Rules shall be instituted only in the federal or state courts of Illinois, and the parties consent to jurisdiction therein with respect to any legal proceedings or disputes of whatever nature arising under or relating to these Official Rules. The invalidity or unenforceability of any provision of these Official Rules shall not affect the validity or enforceability of any other provision. In the event that any provision is determined to be invalid or otherwise unenforceable or illegal, these Official Rules shall otherwise remain in effect and be construed in accordance with their terms as if the invalid or illegal provision were not contained herein. The value of the prize(s) set forth above represents the Sponsor’s good faith determinations of the approximate retail value thereof and such determinations are final and binding and cannot be appealed. If the actual value of any prize turns out to be less than the stated approximate retail value, the difference will not be awarded in cash.

Winner List and Official Rules By Mail: To request the names of the winners or a copy of the Official Rules by mail, please send a self-addressed, stamped envelope to Northwest Bank, 4402 Peak Drive, Loves Park, IL 61111.